Mi Pueblo San Jose Inc., a California grocery retail chain, is seeking Chapter 11 bankruptcy protection, citing difficulty with its primary lender.

Chain president Juvenal Chavez filed for bankruptcy July 22. The first hearing was July 24. Calls to the Mi Pueblo officers were not immediately returned.

Spokeswoman Perla Rodriguez told the San Jose Mercury News the Mi Pueblo financial difficulties are related to Wells Fargo. She said the chain will keep all 21 of its stores open. It employs more than 3,200 people.

“It’s not an issue with payroll and it’s not an issue with sales,” Rodriguez told the newspaper. “Mi Pueblo is dealing with a very difficult creditor. We’re at an impasse and we’re seeking protection from the court.”

According to the retailer’s bankruptcy claim, “funds will be available for distribution to unsecured creditors.” The company’s top 20 unsecured include OK Produce, Fresno, Calif., with $225,000 owed; Premier Valley Produce Inc., Scottsdale, Ariz., with $243,000 owed; and West Pak Avocado Inc., Murrieta, Calif., with $149,000 owed.

Mi Pueblo estimates there are between 5,000-10,000 total creditors. Total assets are listed as between $10 million and $50 million. Total liabilities are listed as between $10 million and $50 million.